Physical injury has a domino effect on our ordered lives. After an injury, first comes the pain, then the need for medical care, and later come medical bills. Hiring a good personal injury lawyer is an important step to discover and secure evidence and to ensure that medical debt does not negatively impact creditworthiness.
The torrent of medical bills begins very soon after medical treatment for personal injury. A visit to the ER typically results in at least two bills: one from the ER and another from the ER physician. If the ER doctor orders X-rays, the radiologists will send a third bill for reading the films. If the ER doctor needs a consultation with a specialist, the specialist will send the fourth bill for the consultation. If an ambulance took the personal injury victim to the ER, the ambulance ride will generate a fifth bill for the day. Further treatment for the injuries brings more and more bills, loss of wages, decrease in credit score, and loss of the peace of mind. At some point people start feeling helpless and lost and start asking around how to find a good personal injury lawyer to help them sort out the bills, the property damage, the loss of wages. They search for “injury lawyer near me” and rely on search engines or referral of friends or family to find the best personal injury lawyer. We often receive referrals from former clients who send us their friends or family to help.
When the Chicago personal injury lawyers of Zneimer & Zneimer meet with injury clients for the first time, we often receive folders or large envelopes stuffed with unpaid medical bills. We organize the bills chronologically by date of service to determine whether we have a comprehensive picture of the medical treatment to date. We also start investigating the facts of the accident to determine whether there are witnesses, cameras, or other facts that can help to identify all responsible parties. We research the applicable law, and the responsible parties’ insurance to determine whether there is insurance coverage for the personal injury accident. Sometimes, insurance companies may have exclusions and finding insurance coverage may become a challenge. Continue reading